Money, SIM Cards and Wi-Fi on Nepal Treks

Free planning guide · reviewed September 2026

On the trail, cash is the only payment most lodges take, and ATMs are rare. A local SIM gets you data in many villages, often more reliably than lodge Wi-Fi. Sort out money and connectivity in Pokhara or Kathmandu and you won't have to think about either for the rest of the trek.

Currency and cash

Nepal's currency is the Nepali rupee (NPR). Carry enough rupees for the whole trek, and a bit extra for delays. Teahouses almost never take cards, and US dollars are only useful for larger payments in towns. Keep small notes (NPR 100–500), because lodges often can't change NPR 1,000 notes higher up.

How much cash to carry

Multiply your daily teahouse budget by the number of trek days, then add 20% for showers, charging, snacks and emergencies. For a 7-day ABC trek, that's roughly NPR 40,000–60,000 per person.

ATMs and cards

PlaceATMs?Notes
Kathmandu (Thamel), Pokhara (Lakeside)ManyLimits commonly NPR 10,000–35,000 per withdrawal, plus a fee of around NPR 500
Poon Hill / ABC / Mardi trailsNone on the trailDraw cash in Pokhara
Annapurna CircuitBesisahar; a few in Chame, Manang, JomsomUnreliable; don't depend on them
EverestLukla, Namche BazaarOften out of cash in peak season
Upper Mustang, Manaslu, Nar PhuNone in the restricted areasBring everything with you

Tell your bank you're travelling, and bring two cards on different networks (Visa and Mastercard). Hotels, agencies and larger restaurants in Pokhara and Kathmandu accept cards, often with a 3–4% surcharge.

SIM cards: NTC vs Ncell

NTC (Nepal Telecom)Ncell
Coverage on treksGenerally wider in the mountainsGood in cities and lower valleys, patchier higher up
Where to buyKathmandu airport arrivals, NTC centres in PokharaKathmandu airport arrivals, Ncell centres and shops in Pokhara
What you needPassport, a photo (or taken in store)Passport, a photo (or taken in store)
DataTourist packs with several GB for 15–30 daysTourist packs with several GB for 15–30 days

Many trekkers buy an NTC SIM for the mountains, and some carry both on a dual-SIM phone. If you'd rather not swap SIMs, international travel eSIMs sell Nepal data plans. Check which local network they use, because coverage on the trail depends on it.

Coverage by region

RegionMobile dataWi-Fi
Poon Hill / GhandrukGood in most villagesMost lodges
Annapurna Base CampPatchy above Chhomrong; some signal at ABCPaid lodge Wi-Fi
Mardi HimalPatchy, better on the ridgeSome lodges
Annapurna CircuitGood in larger villagesMost lodges; paid higher up
EverestNTC in many villages; gapsEverest Link prepaid cards
Manaslu / Nar Phu / Upper MustangLimited or none for daysOccasional, slow, paid

No signal is normal

Tell people at home you may be out of contact for one to three days at a time, especially in restricted areas, so they don't panic.

Power and charging

  • Bring a 10,000–20,000 mAh power bank. Charging costs USD 1–5 per device above the lower villages.
  • Nepal uses 230 V with type C, D and M sockets. A universal adapter covers all three.
  • Many high lodges run on solar power, so charging may be limited on cloudy days.
  • Cold drains batteries, so sleep with your phone and power bank in your sleeping bag.
  • Switch to airplane mode and use offline maps to save battery.

Frequently asked questions

Are there ATMs on the Annapurna Base Camp trek?

No, not on the trail. Withdraw all the rupees you need in Pokhara before you leave. Teahouses only take cash.

Which SIM card is best for trekking in Nepal?

NTC (Nepal Telecom) usually has wider coverage in the mountains, while Ncell is strong in cities and lower valleys. Both sell tourist SIMs at Kathmandu airport and in Pokhara, with your passport and a photo.

Can I use an eSIM in Nepal?

Yes. International travel eSIM providers sell Nepal data plans that run on local networks. Check which network the plan uses, because coverage on the trail depends on it.

Can I pay by card in teahouses?

Almost never. Carry enough Nepali rupees for the whole trek plus a 20% buffer, in small notes.

Is there mobile signal at Everest Base Camp?

There is often some NTC signal around Gorak Shep and base camp, but it's unreliable. Everest Link Wi-Fi cards are the most dependable way to get online in the Khumbu.

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